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Product Disclosure Statement
Last Updated : 14 Sep 2011
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AGESTSuper has two Product Disclosure Statements - one for our super (or accumulation) accounts and one for our pension accounts.

The accumulation PDS provides an overview of superannuation and AGEST's products and services.  In addition to the PDS, you should read the 'Incorporated by Reference' documents below as they provide more detailed information about our fees and costs, insurance products and investment options.

AGEST's Pension PDS is a comprehensive document that covers the complete package of benefits and options available to AGEST pension members.

Please note that the contents of each PDS are of a general nature and have been prepared without taking into account your particular financial needs, circumstances or objectives.  You should assess your own financial situation and read the PDS in its entirety before making an investment decision.

If you would like to order a printed copy, please call us on 1300 724 378.

AGEST Product Disclosure Statements

• Product Disclosure Statement - Accumulation

  Contains a summary of how super works and AGEST's products and services.

• Product Disclosure Statement - Pension

  Contains a summary of how super works and AGEST's pension products.
  

Incorporated By Reference Documents

• Fees and Costs Guide

  Outlines AGEST's fees and costs for accumulation and pension accounts.

• Insurance Guide

  Comprehensive explanation of AGEST's insurance offering - includes all insurance-related forms.

• Investment Options Guide

  Provides details of AGEST's range of investment options and how to make a choice.

Other Information

• Choosing AGEST

  Use this form to ask your employer to contribute to AGEST.

• Financial Services Guide

  A guide to assist you in deciding whether to use any of the services offered by AGEST.