AGEST -

Important information

Investment information may be provided by the fund directly to members in writing, or via this website, to assist members in understanding their investment options.  However the following matters should be noted in respect of this information.

• The past performance of each investment option should not be taken as an indication of future performance.
  
  
• The past performance of each investment option is based on the asset allocation and investment management style used in each investment option in the past.  The Trustee may change these features at any time in the future, within the ranges specified on this website (and also outlined in the fund's Product Disclosure Statement (PDS)), so past performance may be of little relevance to the future.
  
  
• Our 12 investment options each have an investment objective, target return, investment timeframe, investment risk and strategic asset allocation shown on this website (they are also outlined in the PDS).
  
  These are indicative only and are based on the investment expectations of each investment sector, using long term assumptions about capital markets as obtained by the Trustee from sources including investment management companies and professional investment advisers.
  
  Based on these assumptions, the Trustee believes that the strategic asset allocation set by the Trustee is suitable for each investment option, given its investment objective, and that the strategic asset allocation is likely to enable the target return to be achieved over the investment timeframe.  However the future performance of each investment option cannot be guaranteed, as investments can move up and down, sometimes sharply and without warning, over both short and long periods of time.
  
  Expectations about the number of years of positive returns in every 25 years are shown on this website for each investment option (they are also outlined in the PDS), based on the abovementioned long term assumptions.  Actual performance may be different from these assumptions.
  
  
• If you wish to obtain more information about our investment options, you should read our Product Disclosure Statement (PDS) and/or contact our Member Services team on 1300 724 378.  You may also wish to contact a professional investment adviser.
  
  
• If you do not make an investment choice, the Balanced option is where your superannuation will be invested.